Protect yourself when travelling, get insurance!
Here is another tip for those who plan on traveling or studying abroad.
Don’t make the mistake going out of the country without the benefit of an appropriate insurance coverage. If you think getting sick in your home country is bad enough, wait till you find yourself in the same situation in a foreign land. Traveling has it’s risks but financial disaster due to unforeseen health conditions while abroad should no longer be part of it. It makes perfect sense to have yourself reasonably protected especially if the means to have it is within reach. I myself found a good deal through the Internet.
International travel insurance is a medical insurance plan typically used for short term medical coverage while traveling internationally. It should not be confused with International Health Insurance which is intended for long term coverage specifically for people living abroad. International travel insurance provides for a number of benefits including reimbursement of eligible medical expenses, emergency medical evaluation, emergency dental, accidental death and dismemberment, return of remains, emergency reunion, trip interruption and lost checked luggage. You will be happy to know that many international travel insurance providers offer additional benefits such as hospital indemnity, complications of pregnancy, acute onset of pre-existing condition, natural disaster, terrorism coverage, travel assistance and many others.
I heard that developed countries such as the US, UK and Canada generally require foreign students to have an international student insurance coverage. A US-based insurance provider for example, can provide its product to at least three main types of students namely international students studying in the US, US students studying abroad, and students traveling around the world. Students traveling with families can have a better option through major medical insurance that is annually renewable. An appropriate international student insurance coverage is required by educational institutions prior to enrollment.
Health and emergency medical care is quite expensive in countries like the US. I’ve learned this truth the hard way when I was just starting to travel. Now I know better than to travel without any proper insurance coverage and you should too.