4 Cebuana Lhuillier Micro Insurances for Disaster Resilient Pinoys

Cebuana Lhuillier had an event last August 9 at the Rizal Ballroom in Makati Shangri-La Hotel and I’m glad to be a part of it. They gathered stakeholders to push for disaster preparedness among Filipinos with a mission to equip society’s most vulnerable sectors against the onslaught of calamities. The nation’s biggest names in disaster management, risk reduction and post-disaster rehabilitation were all there.

Cebuana Lhuillier wanted to go beyond shaping a nation that is not only financially-included, but also financially-protected. That’s why they want to provide proper knowledge and understanding on the risks posed by natural disasters and the ever changing climate; and by highlighting the important role of micro insurance in mitigating risks.

Here are the 4 Cebuana Lhuillier Micro Insurances of Cebuana that might interest you to get one.

1. Alagang Cebuana Plus Gold – is a microinsurance product designed for individuals aged 7 to 70 years old with Accidental Death/ Dismemberment & Disability (ADD&D), Fire Cash Assistant (FCA), rider benefit for Unprovoked Murder and Assault (UMA) and a micro life insurance coverage. Premium: P40 per policy.

2. HomeCARE Insurance – This one I want to avail soon because it is a lot cheaper than our home insurance which I pay for P3,000+ for just a million coverage for a year. This one from Cebuana is available for P639.75 per policy for a P500,000 fire and lightning coverage for a year.

3. NegosyoCARE – is a microinsurance program for micro, small, and medium enterprises/businesses.  It provides protection against financial loss from damage to property cause by fire, earthquake, typhoon and flood; burglary and robbery and personal accident.  It also provides financial protection against loss of money, securities and payroll money inside the declared premises of the insured.  Total annual premium range from P100, P250, P700 and P900

4. PamilyaCARE – is a microinsurance product designed for the whole family. It covers the insured from accidental death/dismemberment and disability; murder and unprovoked assault; accidental medical reimbursement; fire insurance for one year. Premium P100 per policy.

Getting an insurance is one of the things we Pinoy should give a priority. I am glad that Cebuana offer a micro insurance that is affordable and answers what we need to be disaster resilient.  Avail now by visiting any Cebuana store near you.